npm · monarch-money-mcp-server
$npx -y monarch-money-mcp-server@0.0.13 MONARCH_SESSION_TOKEN · secret — Pre-obtained session token for authentication (recommended over email/password).
MONARCH_EMAIL — Email address for email/password authentication.
MONARCH_PASSWORD · secret — Password for email/password authentication.
MONARCH_TOTP · secret — TOTP code if 2FA is enabled on the account.
MONARCH_EMAIL_OTP · secret — Email OTP code required only on first login from a new install.
MONARCH_SESSION_PASSPHRASE · secret — Override passphrase for encrypting the on-disk session file.
MONARCH_STATE_DIR — Directory where session.enc file is stored.
MONARCH_ENABLED_TOOL_GROUPS — Comma-separated list of tool groups to enable (readonly, manage).
MONARCH_ENABLED_TOOLS — Comma-separated whitelist of specific tool names to enable.
MONARCH_DISABLED_TOOLS — Comma-separated blacklist of specific tool names to disable.